Consumer Credit with Over-Optimistic Borrowers

Florian Exler; Michèle Tertilt; James MacGee; Igor Livshits

Consumer Credit with Over-Optimistic Borrowers

Florian Exler, Michèle Tertilt, James MacGee, Igor Livshits

Department of Economics

Publications: Working paper

Original language	English
Publication status	Published - 2020

Austrian Fields of Science 2012

502018 Macroeconomics
502009 Corporate finance

Keywords

Over-Optimism
Type Score
bankruptcy
Consumer credit
Cross-subsidization
financial literacy
Financial Mistakes
financial regulation

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https://cepr.org/active/publications/discussion_papers/dp.php?dpno=15570

Cite this

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title = "Consumer Credit with Over-Optimistic Borrowers",

keywords = "Over-Optimism, Type Score, bankruptcy, Consumer credit, Cross-subsidization, financial literacy, Financial Mistakes, financial regulation",

author = "Florian Exler and Mich{\`e}le Tertilt and James MacGee and Igor Livshits",

year = "2020",

language = "English",

type = "WorkingPaper",

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TY - UNPB

T1 - Consumer Credit with Over-Optimistic Borrowers

AU - Exler, Florian

AU - Tertilt, Michèle

AU - MacGee, James

AU - Livshits, Igor

PY - 2020

Y1 - 2020

KW - Over-Optimism

KW - Type Score

KW - bankruptcy

KW - Consumer credit

KW - Cross-subsidization

KW - financial literacy

KW - Financial Mistakes

KW - financial regulation

UR - https://www.crctr224.de/en/research-output/discussion-papers/archive/2020/DP245

M3 - Working paper

BT - Consumer Credit with Over-Optimistic Borrowers

ER -

Consumer Credit with Over-Optimistic Borrowers

Austrian Fields of Science 2012

Keywords

Access to Document

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